Sometimes the simplest ideas are the best. What is a non-intrusive, low-risk way to help seniors in a nursing home to reduce stress, relieve boredom, and provide a needed avenue for physical touch and to show and receive love? Therapy dogs!
Your father recently passed away, and you’ve learned that your sister has been named executor of his estate. Where does that leave you?
If you’ve lived through the death of someone close to you, you understand how complicated estate-related questions can become.
Susan’s mother had always been extremely independent, working as a school superintendent well into her 70's and living alone after the death of her husband over 20 years ago. Then it all changed in the space of just a few months. Her mother became forgetful, and at times would become disoriented. She had to step down from the job she loved, and it was not long before she could not safely live alone. Of her three children, two lived out of .
Here’s a scenario that may be familiar to families whose adult children receive federal or state benefits, and who are concerned with how various expenses can be covered without negatively impacting those benefits.
Consider this hypothetical: It’s the start of a new school year, and your young adult son with a disability is very interested in taking a course in graphic design at a school about 50 miles away. He also is eager to live .
If you are the parent or guardian of a child or an adult with special needs, the day-to-day demands alone can be overwhelming. Thinking about the future can seem like mission impossible. When you consider how critical you are to the daily well-being of your loved one, how will you and your family ensure their future, especially if you are not there?
It happens suddenly. A formerly independent family member can no longer navigate life at home successfully without assistance. Is it time to consider moving to assisted living or a nursing home?
In fact, according to a recent AARP survey, 76% of American adults age 50 and over wanted to remain in their current residence as long as possible. In addition to the emotional and physical stress of moving, there is the comfort of .
The journey to get here has been challenging and rewarding. You couldn’t be prouder of your child for successfully navigating an educational system that simply wasn’t built for him or her. You are both grateful for the services and benefits that have made it possible to succeed. And, this isn’t the end. The next step may be college. Your child may feel ready to take the intimidating plunge of life away from home, but the unknowns are many. .
If you’ve ever been faced with managing the details of administering a deceased loved one’s estate, you appreciate how confusing and stressful the entire process can be. You probably never told yourself, “I wish my relatives had done less planning.” In fact, the more detailed and thoughtful an estate plan is, the clearer and easier it will be to follow the individual’s wishes after death.
As a parent or guardian of a child with special needs, you’ve meticulously planned and provided for your child’s educational and care needs. Then, one day, it hits you. All too quickly your child is a teenager on the cusp of adulthood. What does life look like as your child enters those adult years? The answer will depend heavily on how you and your child plan for that future. Transition planning for life after school takes careful thought .
“I don’t want to worry about Medicaid and a friend said that I should buy an annuity now, should I?”
Many clients come into our office having received all kinds of advice from their friends, families and neighbors. One piece of advice that we've heard several times is “I understand that I need to buy an annuity now to protect my money in the event that my spouse goes into a nursing home in the future, is that right?” or “I’ve been told I .